Wix Launches Comprehensive Financial Services
- Victor Anferov
- Aug 4
- 3 min read
Updated: Aug 5
Wix is taking a revolutionary step in developing its ecosystem by introducing a financial services suite for the American market – Wix Checking and Wix Capital.
On August 4, 2025, Wix announced the launch of two fundamentally new financial tools that are integrated directly into the platform's ecosystem. This step marks Wix's transition from a website creator to a provider of comprehensive business infrastructure.
Wix Checking: Banking Services Without a Bank
Wix Checking is a business account fully integrated into the Wix platform.
Key features:
Instant access to funds — business owners get access to revenue immediately after completing a sale
Zero transfer fees and no minimum balance requirements
Wix Visa business debit card that can be used worldwide; the card can be added to Apple Pay and Google Pay even before receiving the physical card
Real-time cash flow management and visibility — complete visibility of cash flows directly from the Wix dashboard
Since Wix is not a bank, banking services and products are provided by Lincoln Savings Bank (FDIC member) in partnership with Unit's technology platform.
Wix Capital: Fast Access to Growth Capital
Wix Capital is a Merchant Cash Advance service that solves one of small business's main problems: access to financing.
Traditional bank loans are often unavailable to small businesses due to complex requirements and lengthy approval processes. Wix Capital offers an alternative:
Fast approval based on Wix sales data
Fixed fees instead of interest rates
Flexible repayment terms through a percentage of future sales
Funds for any business needs — from inventory replenishment to operational expenses
Strategic Significance for the Wix Ecosystem
Amit Sagiv and Volodymyr Tsukur, Co-Heads of Wix Payments, noted:
"This is more than just a new product. It's a fundamental change in what it means to build a business online in 2025.".
For the PARNII team, which has been working with Wix for over 9 years, this step is a logical continuation of the platform's philosophy.
Wix has always been more than just a website creation tool for us — it's been a comprehensive ecosystem for solving our clients' business challenges. The new financial services confirm that Wix is building a future where a website becomes the central nerve of the entire business infrastructure: from presentation to sales, from analytics to financial management.
Currently, the services are available only to a limited group of users in the US who use Wix Payments, but we hope to see Wix financial services in other global markets as well.
FAQ: Frequently Asked Questions
What is Wix Checking?
Wix Checking is a business banking account built directly into the Wix platform. It allows instant access to sales revenue and financial management directly from the website dashboard.
What is Wix Capital?
Wix Capital is a service for quickly obtaining business cash advances. An alternative to bank loans with simple approval based on sales history and repayment through a percentage of future transactions.
What is the Wix Visa card?
Wix Visa is a business debit card issued by Lincoln Savings Bank under Visa license. It's accepted worldwide and can be used even before receiving the physical card through Apple Pay and Google Pay. The issuing bank is Lincoln Savings Bank (FDIC member).
Who has access to these services?
Currently, the services are available only to select users in the US who use Wix Payments and operate businesses registered in the US.
Are there any service fees?
Wix does not charge fees for transfers to the Wix Checking account and does not require a minimum balance.
Are the funds insured?
Yes, funds are FDIC insured through partner bank Lincoln Savings Bank. Important: Wix is not a bank — banking services are provided by Lincoln Savings Bank.
